Your Pathway to Manappuram Finance
Junior Assistant — Role Overview
Compensation
Eligibility
- Graduate in any discipline
- Pre-final year students may also apply — applications will be processed for interviews upon submission of Provisional Degree Certificate
- Must not have completed 25 years of age as on the date of recruitment
- No active backlogs at the time of interview
Vacancies
2,000 positions across branches — PAN India. Multiple locations available in every state.
Customer Relationship Management
Build and maintain strong relationships with gold loan customers. Handle inquiries and deliver excellent service.
Loan Origination
Assist customers through the loan application process. Explain loan terms, interest rates, and documentation requirements.
Gold Appraisal
Evaluate quality and value of gold jewellery submitted as collateral — assess purity, weight, and market value.
Loan Disbursement
Manage the disbursement process. Ensure timely and accurate release of loan amounts to customers.
Documentation & Records
Maintain accurate records including loan agreements, promissory notes, and full collateral details.
Repayment Management
Monitor repayments and proactively educate customers on payment schedules, options, and consequences of default.
Compliance
Ensure all loan processes adhere to banking regulations, RBI guidelines, and internal compliance frameworks.
Cross-Selling
Promote other financial products — savings accounts, fixed deposits, insurance — to eligible customers.
Risk Management
Assess and mitigate risks related to gold loan defaults and fluctuations in collateral value.
BFSI Management Programme — 64 Hours
A 2-month structured programme developed by Genvarsity. Candidates are eligible to attend Manappuram Finance interviews from Month 1 completion onwards. The full 64-hour programme confers the Certified BFSI Professional credential. Programme fee: ₹4,999.
Month 1 — Foundation Track
Interview ReadyBFSI Industry Overview
Banking, NBFC, and financial services landscape in India. Role of RBI, SEBI, IRDAI.
8 hrsNBFC Operations & Gold Loan Management
NBFC regulatory framework, gold loan lifecycle, appraisal fundamentals, disbursement processes.
10 hrsNISM – SORM (Securities Operations & Risk Management)
Trade lifecycle, settlement, clearing, risk controls in securities operations.
8 hrsKYC, AML & Compliance
Customer due diligence, anti-money laundering norms, regulatory reporting requirements.
6 hrsMonth 2 — Advanced Track
Full CredentialNISM Series 5 — Mutual Fund Distributors
Mutual fund products, investor types, NAV computation, regulatory framework.
10 hrsNISM Series 8 — Equity Derivatives
Futures and options, derivatives market structure, hedging strategies, risk management.
10 hrsNISM Series 11 — Research Analysis
Financial analysis, equity research, report writing, investment recommendations.
8 hrsCustomer Management & Cross-Selling
CRM techniques, upselling financial products, objection handling, professional communication.
4 hrs